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Medicare Supplement insurance plans are offered by government-approved private insurance companies and can help with out-of-pocket costs in your Medicare Part A and Part B coverage like copays and coinsurance. These plans offer coverage wherever Part A and Part B are accepted and may cover foreign travel emergency services.



There are 10 plans standardized by the federal government so every plan with the same letter, like Plan G, offers the same benefits from every company, while the level of coverage varies by plan. Private insurers may offer some or all the plans.


Premiums are paid to the private insurer and vary by plan and can change each year. Premiums for the same plans vary by private insurer. You must continue to pay your Part B premium.


Some plans have deductibles.


Plans may require a copay each time you fill a prescription.


A copay may be required for specific services.

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