Skip to main content

Medicare Advantage

Medicare Advantage plans (Part C) provide Medicare coverage through government-approved private health insurance companies. Part C plans often have lower cost sharing and a maximum annual out-of-pocket cost.

These plans can be HMO, PPO, Regional PPO, or Private Fee-for-Service plans and may vary depending on where you live. Plans may have a defined geographic service area or network of doctors and hospitals where you can receive care.

Plan C

Medicare Part C

Medicare Advantage plans provide all Part A and Part B services, and most plans cover prescription drugs. Some plans offer additional services like dental, vision and hearing benefits, and wellness programs.

Premium

Premiums are paid to the private insurer and vary by plan and can change each year. You must continue to pay your Part B premium.

Deductibles

Plans may have a deductible and amounts vary from plan to plan.

Copays

Plans may charge a copay for specific services, like doctor office visits. Copays may also apply to prescription drugs.

Coinsurance

A cost share may apply for some services.

Out-of-pocket costs

All Medicare Advantage plans have an annual limit on your out-of-pocket expenses. Original Medicare does not have an out-of-pocket limit.

Enrollment FAQs

Explore plans

Now that you’ve learned about Medicare Advantage Plans and how they work, we can help you compare options to find what’s right for you.

Shop all plans

woman smiling

Looking for information from the 2022 Blue Medicare Advantage site?

Click to view